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Good overview! Thanks!

Glad you liked it, Laurie!

Fascinating post Becky. This is new information to me. Maybe it will help stem the decline of the defined benefit (DB) concept, and increase worker security for the benefit of both employers and employees.

I certainly hope so, Doug. With the tipping point for Social Security to become financially unsustainable on the horizon, other retirement planning vehicles are truly a necessity for future retirees.

What if a business with fewer than 500 employees offers this, but then the business grows to more than 500 employees?


My guess would be that the employer would qualify once they've met the 500 employee threshold. I'm sure the DB(k) will be ERISA regulated and I'm not an attorney, so consider my response as a valid answer. It's an educated guess....

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