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Thanks, Jacque, for such a concise set of examples illustrating the complexity of handling reward programs around the world. Everyplace is not exactly like the US, or Canada, or UK or even the EU. They have their customs and rules, too, and their laws govern those operating there just as our laws govern those operating here.

No one single uniform set of policies is universally appropriate or even legally permitted everywhere. Maybe THAT is the only rule that always applies in all countries!

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